如何准备好 Stripe Checkout V3 SCA

Question

我正在使用以下脚本通过 Stripe checkout V3 进行付款。我希望这将使我的付款准备好 SCA，但是我被告知我的付款仍未准备好 SCA。我是否缺少下面的一些代码？

            var stripe = Stripe('XXXX');
            var elements = stripe.elements();
            var card = elements.create('card', {
                style: style
            });
            // Add an instance of the card Element into the `card-element` <div>
            card.mount('#card-element');
            // Handle real-time validation errors from the card Element.
            card.addEventListener('change', function (event) {
                var displayError = document.getElementById('card-errors');
                if (event.error) {
                    displayError.textContent = event.error.message;
                } else {
                    displayError.textContent = '';
                }
            });
            // Handle form submission
            var form = document.getElementById('payment-form');
            form.addEventListener('submit', function (event) {
                event.preventDefault();
                stripe.createToken(card).then(function (result) {
                    if (result.error) {
                        // Inform the user if there was an error
                        var errorElement = document.getElementById('card-errors');
                        errorElement.textContent = result.error.message;
                    } else {
                        stripeTokenHandler(result.token);
                    }
                });
            });
            // Send Stripe Token to Server
            function stripeTokenHandler(token) {
                // Insert the token ID into the form so it gets submitted to the server
                var form = document.getElementById('payment-form');
                // Add Stripe Token to hidden input
                var hiddenInput = document.createElement('input');
                hiddenInput.setAttribute('type', 'hidden');
                hiddenInput.setAttribute('name', 'stripeToken');
                hiddenInput.setAttribute('value', token.id);
                form.appendChild(hiddenInput);
                // Submit form
                form.submit();
            }

这是我的收费代码...

\Stripe\Stripe::setApiKey('XXXX');
  $error = '';
  $success = '';
  try {
    if (!isset($_POST['stripeToken']))
    throw new Exception("The Stripe Token was not generated correctly");
   $charge = \Stripe\Charge::create(
    array(
    'amount' => $_POST['stripeAmount'],
    'currency' => 'gbp',
    'source' => $_POST['stripeToken'],
    "receipt_email" => $_SESSION["email"],
    'description' => 'Booking - ' . $_SESSION['description'],
)
   );

Answer 1

要符合 SCA，您需要使用 paymentIntents API

您当前的代码表明您正在使用charges-api。 有完整的迁移指南here。

基本上你需要替换来自客户端的调用：

stripe.createToken(card)

与：

stripe.createPaymentMethod(
  'card',
  cardElement
)

并从以下位置调用服务器：

$charge = \Stripe\Charge::create([
    'source' => $json_obj->token_id,
    'amount' => 1099,
    'currency' => 'eur',
]);

到

$intent = \Stripe\PaymentIntent::create([
    'payment_method' => $json_obj->payment_method_id,
    'amount' => 1099,
    'currency' => 'eur',
    'confirmation_method' => 'manual',
    'confirm' => true,
]);

之后，您需要按照here 的说明处理可能的其他操作